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  • 3 Types of Insurance to Consider for Your Business

    Insurance policies provide a significant amount of protection. You need to make sure that you have the commercial coverage in place for your business. Understanding what Palm Coast insurance is necessary for your business will allow you to work throughout the year knowing that you are covered in the event of an accident or catastrophe.

    Property Insurance

    Your commercial property needs to have property insurance in place. Even if you have an office inside your home, it may be important to have commercial coverage to ensure that your inventory and other components are covered. Otherwise, if you’re office is broken into or there is a natural disaster, you may not have sufficient coverage to take care of a claim.

    Car Insurance

    Your entire fleet of vehicles should have commercial car insurance policies. Even if you only have one company vehicle, you need to have commercial insurance instead of residential insurance. This will ensure that you are covered regardless of which employee gets behind the wheel. If you simply use residential insurance and you get into an accident, you may find that your policy doesn’t provide the coverage that you think it does.

    Worker’s Compensation Insurance

    Once you have a certain number of employees on your payroll, workers compensation insurance is required. It allows you to protect your employees in the event of someone getting injured on the job. You can replace their wages and provide medical benefits to them until they are able to return to work.

    There are all sorts of policies that are available to you as a business. By working closely with an insurance agent who understands commercial coverage levels, you can be sure that you are protected in every way possible.

    07 Nov

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